Pay Day Loans

Off-topic chat, talk about whatever you like..
maverick69
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Post by maverick69 »

Well said Mr dark horse, when fruits end ....you should become a Physiatrist or something, i think you would be good in that field
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trayhop123
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Post by trayhop123 »

i was looking forward to your post on the subject actually ,,,,,,,,,,,,,,,,, i rate your good self and mr mogu , as two of the most articulate and intelligent members we have aboard the good ship fc.


so do me the honour of your thoughts on my statement '' nobody puts a gun to your head and makes you gamble '' please if you would

surely its a concious decision isn't it . ,,,,,,,,,,, despite hardship and desperation for some ,,,,,,,,,,,,,, surely they know if they try to gamble themselves out of the shit ,,,,,, they know theres a more than fair chance they could lose and end up even worse off???
Little discipline = BIG issue

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Mr McStreak

Post by Mr McStreak »

I don't think you are going to pull this back mate, best to just let it go.
The Dark Horse
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Post by The Dark Horse »

Thank you so much, it really pleases me that people respect my opinions, but I wouldn't say I'm in Blackmogu's league at all. I just like to look at things from outside the box and find out the real reasons behind things instead of relying on conventional wisdom.

I would have liked to become a psychotherapist Mav, but as I have a criminal record I could never be given a licence to practice in the UK or most other countries. One of my ex girlfriends who is a psychotherapist herself now told me I should look into being a "life coach" which is a similair thing, but the competition is stiff with many people who are really well qualifed and have a lot more money than me to promote themselves with.

You seem to be missing a big point Lee. Nobody put a gun to my head when I was 12 years old and I started to smoke, but at that age I wasn't ready to make a conscious decision that would affect the rest of my life, I was a kid and I thought I could quit when I wanted to later on. The thing is now, as an adult, it is no longer just a conscious decision for me to smoke, when my cravings for nicotine kick in it is my subconscious which is sending a message of fear and anxiety to my mind telling me to smoke. I am not really making a normal conscious decision to smoke, it's something that is now programmed into my brain, and that addiction can feel like a gun being put to your head sometimes.

Once you have made those early conscious decisions to do something harmful to yourself and a habit forms, any future decisions are no longer just conscious but also subconscious ones. The subconscious mind can be much more powerful than the conscious one.

Yes addictions can be beaten through strong willpower and determination, but most people will find this too difficult unless the situation is life threatening or they get a lot of assistance. Even if you do manage to quit a long term addiction they have a way of creeping back into your life. Some people seem to outgrow addictions due to different circumstances in their lives, but they will return if the circumstances reverse. An example would be someone that starts using heroin whilst in prison, when they are released they may want to change their lives enough to get off it, but if they go back to prison they will almost certainly start using it again.

Remember Lee, the only addiction you have ever had in your life you didn't actually manage to beat yourself. You continued playing machines as a losing player for several years due to your addiction You were just lucky that it managed to transform magically from a negative addiction into your profession. I'm not sure you realise how lucky, you could still be an addicted losing fruit player now, without a pot to piss in. So think about it mate, you were just as much of a slave to your fruit addiction as these people are to their gambling addiction, you couldn't give up then so try to remember how that felt for you. You didn't have a gun put to your head back then, but you were still uncontrollably drawn to the machines, that is how these people are with their gambling habits.

It is very true what you say about the flip side of all the anti smoking/gambling campaigns. Everyone nowadays should be, at the least, informed of the dangers of these activities. The thing is it can boil down to differences in personality, you have a generally risk adverse personality, meaning your brain will respond more to those kind of things, where as some other people's brains may not be tuned in the same way as yours, they may enjoy risk taking or even have a self destructive nature. Peoples personalities change a lot over time aswell. People should pay more attentions to warnings about gambling/smoking/drugs, but there are often "gateways" which disguise the beginnings of dangerous activities, for you video games was your gateway which lead to gambling in the same way that weed could be someones gateway drug to heroin. We often miss these thing when we are younger and we are all less risk adverse which means it is much easier to pick up bad habits. But TBH I think people who start to gamble/smoke/use drugs in their adult life are just pretty stupid.
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harry2
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Post by harry2 »

The worst thing for a gambler is to win. You get a type of endorphin rush as described above. Losing makes you physically and mentally down, so the analogy with a drug addict is similar.

Many professional gamblers can take the emotion out of the game, which I would have an educated guess at is a very small percenage of the UK population.



Some very powerful lobbyists in the gambling world. Just look at the register of freebies for MP's. Loads of them will be at Cheltenham in three weeks time in Ladbrokes/Coral/Hillls boxes and hospitality tents (how long before bookies are open 24-7)

It's not really the moral thing to be encouraging gambling, as a) We already have enough addicts and b) The vast percentage are the poorest and weakest-willed in society.


Back to the original point.

If you need to borrow £200 and pay back £260 the next month. Lots of people will then start the next month £260 short and be in a worse position than previously and borrow again. I know these places think they are doing you a favour for a one-off emergency, but they want repeat business as much as the local drug dealer and are just as heartless. It's so lucrative Ocean Finance have their own TV channel.
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Mr McStreak

Post by Mr McStreak »

Another well balanced and concise post Dark Horse, you have my respect for that.

The last sentence let it down ever so slightly, as although to certain observers managing to avoid such habits growing up, only to take them up as an adult may appear stupid, there is usually a good reason for someone to take up gambling/drugs or whatever in their adult life. It could be many things but many people take up such activities to escape the stress of their everyday lives, and quickly get to the point where they cannot cope without the buzz of winning, or the feeling of euphoria you get from various drugs.
The Dark Horse
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Post by The Dark Horse »

You are right McStreak, but teenage lives can sometimes be as stressful as adult lives and I would hope that most intelligent people would be mature and experienced enough to realise they are getting pushed towards a bad habit by their difficult circumstances when they are already in their adult years. Of course though yes, some circumstances can be very extreme and lead to some kind of abuse.
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harry2
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Post by harry2 »

ps The worse thing that ever happened to me. At the age of SIX, yes SIX we were on holiday in Weymouth, my grandmother gave me 5 pennies to play the one armed bandits. I managed to win 40 pence. Went back to the family to tell them the good news, but returned to the arcade and inevitably lost the lot.
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BFK
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Post by BFK »

Yes guys, excellent thread.
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trayhop123
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Post by trayhop123 »

this thread should remain as a reference for any potential newby's contemplating joining the game.

it shows a myrid of possible outcomes
Little discipline = BIG issue

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maverick69
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Post by maverick69 »

harry2 wrote:ps The worse thing that ever happened to me. At the age of SIX, yes SIX we were on holiday in Weymouth, my grandmother gave me 5 pennies to play the one armed bandits. I managed to win 40 pence. Went back to the family to tell them the good news, but returned to the arcade and inevitably lost the lot.
just think if u had lost, how different your life would have been
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BFK
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Post by BFK »

He did!! Lost the lot.
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harry2
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Post by harry2 »

BFK wrote:He did!! Lost the lot.
Almost. Countless hours and probably £300-400k
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trayhop123
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Post by trayhop123 »

darky m8 ,,,,,,,,,,,,, i do think back to the early years of gambling my shirt ,,bus farye home countless times ,,, having to walk 3 miles to or from yts till next pay day,,,,,,,,,,,, i was extremely mega mega lucky to meet the right people etc .,,,,,,, very fortunate indeed .,,,,,,,,,,, but even back then i didn't blame anyone else for my choices ,,,,,,, i knew i was a daft twat for playing em.
Little discipline = BIG issue

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Mystery_Plum

Post by Mystery_Plum »

It's a well-known fact that some people are more susceptible to temptation than others, and in lots of different ways. It could be something as simple as the impulsive purchase of a bar of chocolate at the supermarket checkout; something we didn't necessarily go in there for in the first place. Or on the other end of the scale it could be the inability to walk past a bookmakers without venturing inside. No-one dragged that person in; they made a conscious decision to enter the premises, although they were probably helped by the posters in the windows, advertising new games or prices on the football. It's sad to think that some people can pop into town with full intentions to go shopping for something they have been saving for and end up spunking their money in the bookies instead, but it does happen. Those people are more easily persuaded than others and they may have to summon more willpower than most to avoid these unfortunate scenarios. Even though bookies and arcades do all they can to entice people inside they are not breaking the law, but they are knowingly taking advantage of a natural human trait and the fact that certain people are more predisposed to going on a bender than others. That person can't really blame anyone but themselves in the cold light of day, although they will do to begin with. Some will put it down to experience and learn from it; other poor sods will have to change the route they walk home so they avoid gambling establishments, or even let their partners handle their finances.

However, TV advertising is where I think the line is well and truly crossed. I regard it as invasive and wholly unacceptable. It means some of the more weak-willed and vulnerable people above are not even safe from the temptation of gambling in their own homes. They could be desperate to give up; they have Gamblock installed on their computers, they go to Gamblers Anonymous every week, they are doing everything they can to change their lives, and yet if they tune in to watch a film in the evening the chances are they will 'be exposed' to an online casino advert or similar. What the fuck is the guy supposed to do? Give up watching television? This is a truly despicable way of reaching people with a product that historically ruins lives. And all bets are done on plastic with no money changing hands. You may think that the blame still lies with the person who has done their bollocks, but let me ask you this - if you had a full day planned which involved no gambling whatsoever (early start, day out shopping, lunch, go to see a show, evening meal), would you want to see a gambling advert on TV that night while you were having a quick cuppa before bed? And that's the problem - you can make a conscious decision to avoid the temptation of gambling, yet some forms of advertising are unavoidable. They are rammed down your throat; there to remind you and awaken any addictive trait deep inside your psyche. This is something I disagree with entirely, even considering my background. There are limits, and I think TV advertising is the lowest of the low, preying on the vulnerable in exactly the same way Payday Loan companies do.
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